(WorkersCompensation.com) – Wage replacement and medical benefits are not what they used to be.
Lawyers, doctors and insurance experts agree, that not only have workers’ compensation guidelines changed over the last decade, but some of the modifications have even changed the face of the industry.
Even though workers’ compensation is somewhat simple, set up with both medical and financial benefits, “over all the states, the workers’ comp environment comes under different rules and regulations and that is why it has become more challenging over the last ten years,” according to Ed Gillman, president of Gillman Insurance Problem Solver out of Alpharetta, GA.
Esquire Nathan Woody, partner at Corales & Woody, LLC, out of Decatur, GA confirms Gillman’s point, using the “Peach State” as an example. “In the past in Georgia, there used to be a 400-week cap on disability payments for standard claims, and medical coverage was still considered for the life of the injury,” Woody said.
But not since the opioid epidemic, which has contributed to longer term workers’ compensation claims. Sometimes, even after a decade-long treatment for non-catastrophic work injuries, some claimants were trying to take advantage of the system. “Some of the medical costs were seemingly unending. In 2013, Georgia amended the law to a 400-week cap for disability payments and medical benefits.”